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4.1— Hubbardij <br /> INSURANCE BONDS <br /> ;{ Sf)[`��flfldf COfJtjl:FRt- <br /> 77-7 <br /> Excess Liability <br /> Umbrella policies have three functions: (1) To provide additional limits above the Each <br /> Occurrence Limit of the insured's primary policies: (2) To take the place of primary insurance <br /> when primary aggregate limits are reduced or exhausted; and (3)To provide broader coverage for <br /> some claims that would not be covered by the insured's primary insurance policies, which could <br /> be subject to policy retention. <br /> Each Occurrence $5,000,000 <br /> Annual Aggregate $5,000,000 <br /> Self-Insured Retention $0 <br /> Illinois Changes—Cancellation&Nonrenewal Pollution <br /> Illinois Changes—Defense Costs Asbestos <br /> Service of Suit Nuclear Energy <br /> Illinois Extended Reporting Period Employment Related Practices <br /> OFAC Compliance Fungi or Bacteria <br /> Additional Insured: MV Transit, Decatur Lead <br /> Transportation Corporation <br /> Liquor <br /> Aircraft or Watercraft <br /> Claims Made Coverage <br /> Punitive or Exemplary Damages <br /> Silica or Silica-Related Dust <br /> Abuse or Molestation <br /> Bird of Flying Animal <br /> Care,Custody,Control <br /> Professional Services <br /> Intellectual Property <br /> Certified Acts of Terrorism and Exclusion of <br /> Other Acts of Terrorism Committed Outside <br /> the US <br /> Benzene,War <br /> Access or Disclosure of Information <br /> Auto/Professional Liability Terrorism <br /> Annual Premium: $26,735 Includes Taxes and Fees <br /> Based on 43 Units at a Rate of$600 per unit. <br /> Endorsements&Exclusions outlined above are in addition to standard policy coverage forms. <br />