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9 <br /> If to the Administrator: <br /> Thomas C. Dickman <br /> J.W.F. Specialty Company <br /> 600 East 96th St. Ste. 425 <br /> P.O. Box 40996 <br /> Indianapolis, IN 46240-0996 <br /> Notices shall be effective upon actual receipt if given by personal delivery or three days <br /> after mailing, if mailed. <br /> Section 13. Counterparts; Entire Agreement. This Agreement may be executed in any <br /> number of counterparts and each shall be considered an original and together they shall constitute <br /> one agreement. This Agreement constitutes the entire Agreement among the parties in respect to <br /> the transactions contemplated hereby and supersedes all prior agreements, arrangements and <br /> undertakings relating to the subject matter hereof. No covenant or condition not expressed in this <br /> Agreement shall affect or be effective to interpret, change or restrict the Agreement. <br /> Section 14. Amendment; Waiver. This Agreement may be amended or modified only by a <br /> writing specifically amending the Agreement and signed by the parties hereto. No waiver of any <br /> provisions of or default under this Agreement shall affect the rights of the parties thereafter to <br /> enforce any other provision or to exercise any right or remedy in the event of any other default, <br /> whether or not similar. Any waiver of any term of this Agreement must be in writing. All consents <br /> and approvals required hereunder shall be in writing and signed by the consenting or approving <br /> party. <br /> Section 15. Successors; Assignment. This Agreement shall be binding upon and inure to <br /> the benefit of the parties hereto and their respective successors and assigns;provided,however,that <br />