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11. WORK DONE WITHOUT PERMIT. Should any work for which a permit is <br /> required be commenced or be done before such permit is issued and obtained, the required permit <br /> may nonetheless be issued for such and subsequent work;however,the amount of the required fee <br /> as provided herein for all work, both that commenced before and that proposed to be done after <br /> said permit is issued, shall be double that otherwise so provided, and issuance of such permit shall <br /> not, and shall not be, and shall not be construed to be, an excuse from, or waiver of, or defense to <br /> or absolution from any penalty, liability or action otherwise provided for in said Code or this <br /> Chapter but shall be cumulative of and in addition thereto. <br /> 12. RISK OF INJURY. Whenever application for a permit indicates that a part of a <br /> public way or other property of the City will be used for storage of material, or be closed, or <br /> otherwise used appurtenant to the work to be done under such permit, or application is made for a <br /> permit to move a building or structure, or application is made for a permit to demolish a building <br /> or structure other than one not exceeding 20 feet high above grade and with a minimum separation <br /> from the nearest other existing structure of five feet and the nearest property line of a public way <br /> of not less than ten feet, if by reason of the size, condition, or location thereof it appears to the <br /> building official there will exist the possibility or risk of injury to persons or property, such official <br /> may withhold such permit unless there is on file with the Finance Department an enforceable <br /> contract of insurance, with the person or the entity that is to perform the work and the City as <br /> named insured,affording coverage for each occurrence of personal injury of not less than$500,000 <br /> and for property damage of not less than$100,000 and expressly provided that the same remain in <br /> effect for the term thereof absent written notice of cancellation received by said Clerk, in which <br /> event said permit shall automatically terminate to the same extent as if the same had been <br /> physically withdrawn and canceled. <br />