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The premium reductions can be attributed to favorable experience in excess property and workers <br /> compensation premiums. <br /> City Risk Management has devoted much attention to the management of the city's workers <br /> compensation experience over this period, including, implementation of improved front end injury <br /> evaluation and treatment through the Company Nurse program; implementation of improved <br /> Occupational Health experience through HSHS; improved use of Nurse Case Manager services in the <br /> management of claim treatment; and, improved proactive management of claims. <br /> These approaches have had a favorable impact. <br /> Alternative Insurance Provider <br /> During the insurance renewal process, the City was approached by the Risk Management Association of <br /> the Illinois Municipal League, selling pool insurance coverage for property, liability and workers <br /> compensation. The City deferred by 30 days, final decision on the selection of insurance, to allow <br /> RMA/IML time to prepare a proposal of coverage for presentation to the City. <br /> The RMA/IML proposal provided less coverage at a higher price. <br /> POTENTIAL OBJECTIONS <br /> None <br /> INPUT FROM OTHER SOURCES <br /> Ted Miller&Cary Peters, Arthur J. Gallagher Risk Management Service, Inc. <br /> STAFF REFERENCE <br /> Scot Wrighton, City Manager <br /> Gregg D. Zientara, City Treasurer& Director of Finance <br /> Jenifer McCoskey, Risk Management Administrator <br /> BUDGET/TIME IMPLICATIONS <br /> Insurance coverage will commence effective October 1, 2019. <br />