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ARTICLE 18 <br /> OTHER BENEFITS <br /> Section 1. The City shall provide Preferred Provider (PPO) group health insurance for <br /> each employee with benefits as outlined in Exhibit G of this agreement. The City shall also provide <br /> group life insurance in the amount of$20,000 for each employee. <br /> Section 2. (a) Effective January 1, 2025, monthly employee contributions for all tiers of <br /> the City's insurance benefit plan shall change by the same percentage (increase or decrease) as <br /> the plan premium percentage change effective January 1 of that year, as determined by the City's <br /> Risk Management Division; except that no annual increase in monthly employee contributions <br /> shall exceed ten percent (10%). Changes in employee contributions shall be rounded to the <br /> nearest whole dollar. Notice of the plan premium percentage change shall be provided to the <br /> Union, and upon written request, documentation substantiating the percentage change shall be <br /> provided to the Union at the time of plan renewal. <br /> (b) The Employer and Union both agree that the failure of the City to not provide health <br /> insurance to an employee who elects to opt out shall not constitute a violation of the collective <br /> bargaining agreement. <br /> Employees covered under the AFSCME contract shall be allowed to opt out of or elect not <br /> to participate in the City's health insurance plan. Employees making such election shall be re- <br /> quired to show proof of health insurance coverage through another source to the City. Such proof <br /> of insurance must be submitted at the time the employee makes such an election. If an employee <br /> is unable to provide adequate proof of insurance, the employee shall not be removed from Em- <br /> ployer's insurance plan. An employee electing to opt out of the Employer's health insurance plan <br /> shall be allowed to subsequently enroll in the Employer's health insurance plan only upon a <br /> COBRA qualifying event. <br /> Employees opting out of the City's health insurance plan and who are not enrolled in the <br /> City's health insurance plan at the time of retirement, resignation, termination or separation for <br /> any other reason shall not be eligible for benefits under the City's health insurance plan and spe- <br /> cifically waive any right to them. <br /> The terms of the health insurance summary plan description notwithstanding, any em- <br /> ployee represented by the Collective Bargaining Agreement whose spouse is also an employee <br /> represented by the Collective Bargaining Agreement may elect at annual plan renewal to opt out <br /> as a subscriber in favor of being covered as a dependent under the other employee's family cov- <br /> erage. Any such employee covered as a dependent under the spouse's family coverage may <br /> elect at annual plan renewal to resume coverage as a subscriber under the City's insurance plan <br /> and be dropped as a dependent under the spouse's coverage. <br /> (c)The City and the Union agree to the formation of a multi-departmental group healthcare <br /> committee (GHCC) composed of representatives appointed by the City Manager and represent- <br /> atives appointed by each of the City's organized labor groups. Each union group will have up to <br /> four (4) representatives on the GHCC. The GHCC will not have authority to bargain changes to <br /> contract terms, but will serve as a labor-management interface to better inform employees of <br /> possible changes to the City's group health benefits considered by the City and to better inform <br /> the City about the experiences and preferences of employees as it concerns group health benefits <br /> 26 <br />