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Policy No. 5E57480 <br /> COMMERCIAL AUTO <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> COMMERCIAL AUTO ELITE EXTENSION <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> The BUSINESS AUTO COVERAGE FORM is amended to include the following clarifications and extensions of <br /> coverage. With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless <br /> modified by the endorsement. <br /> A. TEMPORARY SUBSTITUTE AUTO PHYSICAL (2) Available under the applicable Limit Of <br /> DAMAGE Insurance for Covered Autos Liability <br /> Section I — Covered Autos Paragraph C. Certain Coverage shown in the Declarations; <br /> Trailers, Mobile Equipment, and Temporary whichever is less. <br /> Substitute Autos is amended by adding the C. EMPLOYEES AS INSUREDS <br /> following: The following is added to the Section II — Covered <br /> If Physical Damage Coverage is provided by this Autos Liability Coverage, Paragraph A.1. Who Is <br /> coverage form for an "auto" you own, the Physical An Insured provision: <br /> Damage Coverages provided for that owned Any "employee" of yours is an "insured" while using <br /> "auto" are extended to any "auto" you do not own a covered "auto" you don't own, hire or borrow in <br /> while used with the permission of its owner as a your business or your personal affairs. <br /> temporary substitute for the covered "auto" you <br /> own that is out of service because of breakdown, D. EMPLOYEE HIRED AUTOS <br /> repair, servicing, "loss" or destruction. 1. Changes In Covered Autos Liability <br /> The coverage provided is the same as the Coverage <br /> - -.,w- *-. . . • -ced. The following is added to the Who Is An <br /> B. BLANKET ADDITIONAL INSUREDS insured provision: <br /> e hos An nsure provision un er rection II An "employee" of yours is an "insured" while <br /> — Covered Autos Liability Coverage is amended operating an "auto" hired or rented under a <br /> to include the following as an "insured contract or agreement in an "employee's" <br /> name, with your permission, while performing <br /> 1. Any person or organization whom you have duties related to the conduct of your business. <br /> agreed in a written contract or agreement to 2. Changes In General Conditions <br /> name as an additional "insured" under your <br /> "auto" Policy to provide "bodily injury" or Paragraph 5.b. of the Other Insurance in the <br /> "property damage" coverage, but only with Business Auto Coverage Form is amended by <br /> respects to liability arising out of the use of a the addition of the following: <br /> covered "auto" you own, hire or borrow and For Hired Auto Physical Damage Coverage any <br /> resulting from the acts or omissions by you, any covered "auto" hired or rented by your <br /> of your "employees" or agents. The insurance "employee" under a contract in an "employee's" <br /> afforded to such additional "insured" will not be name, with your permission, while performing <br /> broader than that which you are required to duties related to the conduct of your business is <br /> provide for such additional "insured" and deemed to be a covered "auto" you own. <br /> applies only to a written contract executed prior However, any "auto" that is leased. hired, rented or <br /> to the "bodily injury" or "property damage" and borrowed with a driver is not a covered "auto". <br /> is still in force at the time of the "accident <br /> 2. With respect to the insurance afforded to the E. NEWLY FORMED OR ACQUIRED <br /> ORGANIZATIONS <br /> additional ''insured" described above, the <br /> following is added to Section — C. Limit Of Section II — Covered Autos Liability Coverage, <br /> Insurance Covered Autos Liability A.1. Who Is An Insured is amended by adding the <br /> Coverage: following: <br /> The most we will pay on behalf of the additional Any organization which you acquire or form after <br /> "insured'. is the amount of insurance: the effective date of this Policy in which you <br /> (1) Required by the written contract or maintain ownership or majority interest. However: <br /> agreement described above, or <br /> CA7450(2-22) Includes copyrighted material of ISO Properties,Inc.with its permission. Page 1 of 5 <br />