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Coverage Extension included in this 2. Regardless of the number of covered "autos" <br /> endorsement. damaged or stolen the maximum deductible <br /> 7. Coverage provided by this extension is excess applicable for all"loss" in any one event caused by: <br /> over any other collectible insurance and/or a. Theft or Mischief or Vandalism; or <br /> endorsement to this Policy. b. All Perils <br /> S. VEHICLE WRAPS COVERAGE c. Collision <br /> Section III — Physical Damage Coverage, A.4. Will be equal to two times the highest deductible <br /> Coverage Extensions is amended by adding the applicable to any one covered "auto" on the Policy for <br /> following: Comprehensive. Specified Causes of Loss or <br /> 1. This coverage applies only to a covered "auto" Collision Coverage. The application of the highest <br /> for which Physical Damage Coverage is deductible used to calculate the maximum deductible <br /> provided on this Policy. will be made regardless of which covered "autos" <br /> 2. Vehicle wraps that are damaged are covered at were damaged or stolen in the"loss <br /> the lessor of replacement cost or the original W. FULL GLASS COVERAGE <br /> purchase cost of the vehicle wrap, whichever is Section III — Physical Damage Coverage, D. <br /> less, up to S2,000. Deductible is amended by the addition of the <br /> This coverage does not apply to wear and tear. following: <br /> T. AIRBAG COVERAGE If the Comprehensive Coverage applies to the <br /> covered "autos", no Comprehensive Coverage <br /> Section III — Physical Damage Coverage, B.3.a. <br /> Deductible applies to the cost of repairing or replacing <br /> Exclusions is amended by adding the following: damaged glass on the covered "auto(s)". <br /> If you have purchased Comprehensive or Collision X. PHYSICAL DAMAGE DEDUCTIBLE — VEHICLE <br /> Coverage under this Policy, the exclusion relating to TRACKING SYSTEM <br /> mechanical breakdown does not apply to the <br /> accidental discharge of an airbag. Section III — Physical Damage D. Deductible is <br /> U. NEW VEHICLE REPLACEMENT COST amended by adding the following: <br /> The following is added to Paragraph C. Limit Of Comprehensive Coverage Deductible shown in the <br /> Insurance of Section III — Physical Damage Declaration will be reduced by 50% for any "loss" <br /> Coverage caused by theft of the vehicle when equipped with a <br /> vehicle tracking device such as a radio tracking <br /> In the event of a total "loss' to a covered "auto" you device or a global positioning device and that <br /> own of the private passenger type or vehicle having a device was the method of recovery of the vehicle. <br /> gross vehicle weight of 20.000 pounds or less, to <br /> which this coverage applies. we will pay to replace Y. DUTIES IN THE EVENT OF ACCIDENT, CLAIM, <br /> such covered "auto", minus any applicable deductible SUIT, OR LOSS <br /> shown in the Declarations, at your option: Section IV — Business Auto Conditions, A.2. <br /> a. The verifiable new vehicle purchase price you Duties In The Event Of Accident, Claim, Suit Or <br /> paid for your damaged vehicle. not including any Loss is amended by adding the following: <br /> insurance or warranties. Your obligation to notify us promptly of an "accident", <br /> b. The purchase price, as negotiated by us, of a claim, "suit" or "loss" is satisfied if you send us the <br /> new vehicle of the same make, model, and required notice as soon as practicable after your <br /> equipment, or most similar model available, not Insurance Administrator or anyone else designated by <br /> including any furnishings. parts, or equipment not you to be responsible for insurance matters is notified, <br /> installed by the manufacturer or their dealership. or in any manner made aware, of an "accident", claim, <br /> c. The market value of your damaged vehicle, not Z. WAIVER OF TRANSFER OF RIGHTS OF <br /> including any furnishings, parts, or equipment not RECOVERY <br /> installed by the manufacturer or their dealership. <br /> We will not pay for initiation or set up costs associated Subparagraph 5. of Paragraph A. Loss Conditions <br /> of Section IV — Business Auto Conditions is <br /> with a loans or leases. deleted in its entirety and replaced with the following. <br /> For the purposes of this coverage extension a new Transfer Of Rights Of Recovery Against Others <br /> covered auto is defined as an "auto" of which you are To Us <br /> the original owner that has not been previously titled <br /> which you purchased less than 180 days prior to the If any person or organization to or for whom we <br /> date of loss, make payment under this Coverage Form has <br /> V. LOSS TO TWO OR MORE COVERED AUTOS rights to recover damages from another, those <br /> FROM ONE ACCIDENT rights are transferred to us. That person or <br /> organization must do everything necessary to <br /> Section III — Physical Damage Coverage, D. secure our rights and must do nothing after <br /> Deductible Subparagraph 2. is replaced by the "accident" or "loss" to impair them. However, we <br /> following: waive any right of recovery we may have against <br /> any person, or organization with whom you have a <br /> CA7450(?-22) Includes copyrighted material of ISO Properties.Inc.with its permission. Page 4 of 5 <br />