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t <br /> II. ADVICE PROGRAM DESCRIPTION <br /> The Advice Program is a discretionary managed account service offered by NIA for <br /> retirement plan participants who desire professional guidance in managing their self-directed <br /> retirement plan account.The Advice Program offers individualized investment advice using <br /> an investment process developed and maintained by an IFE. <br /> Under the Advice Program,the IFE develops and maintains managed account portfolios <br /> ("Portfolios") based on all eligible investment options available under the Plan's menu of <br /> investments("Advice Program Investments").In addition, the Plan may offer investment <br /> options other than Advice Program Investments,including,but not limited to,individual <br /> stocks,employer stock,guaranteed certificate funds,and collective investment funds <br /> (collectively, "Non-Advice Program Investments"), which will not be considered by the IFE in <br /> the development of Portfolios. <br /> In order for Plan Accounts to be eligible for management under the Advice Program,they <br /> must be invested in mutual funds or variable insurance sub-accounts at the time the Plan <br /> Participant enrolls in the Advice Program. Plan Sponsor hereby acknowledges that any <br /> employer-directed assets, restricted assets (including assets invested in the Nationwide Fixed <br /> Contract),or assets held in self-directed brokerage accounts are not eligible for the Advice <br /> Program and will remain invested in their current manner until further action is taken by the <br /> Plan Participant or the Pian. <br /> The IFE is not a party to this Agreement,and there is no contractual relationship between the <br /> Plan and the IFE. All fees and expenses charged by the IFE for its services will be paid by <br /> NIA. The advice provided to Plan Participants under the Advice Program is limited to the <br /> independent advice provided based on the Portfolios created by the IFE, which NIA cannot <br /> modify. By signing this Agreement,you agree that NIA has discretion to terminate its <br /> relationship with the IFE at any time, without notice to you, and engage the services of a <br /> suitable replacement. <br /> By allowing the Advice Program to be offered to the Pian,you are naming NIA as an <br /> authorized provider of investment advisory services to those Plan Participants who choose to <br /> have their accounts managed by NIA. <br /> Ill. OBLIGATIONS AND REPRESENTATIONS OF THE PLAN SPONSOR <br /> i The Plan Sponsor agrees to notify NIA of any change to the Plan Documents that affects <br /> i NIA's rights or duties to the Plan or Plan Participants, and acknowledges that such change will <br /> bind NIA,as the case may be,only when NIA agrees to it in writing. <br /> I <br /> The Plan Sponsor represents that(1) NIA's investment advisory services are permitted under <br /> i the Plan Documents;(2) the Plan Sponsor has the authority to.enter into this Agreement on <br /> behalf of the Plan;and (3) the Plan is operated,and NIA's appointment is,in compliance with <br /> all applicable federal and state laws,rules and regulations. <br /> Nationwide Retirement Solutions 10 W.Nationwide Blvd.Columbus,Ohio 43215 <br /> NRM-7982AO.6-0714 2 of 7 <br /> NUN WDS oto vevvsesoo <br />