R2014-124 PRO-ACCOUNT PLAN SPONSOR AGREEMENT

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discretionary advice programs and services and NIA is not an active portfolio management adviser. As a result, NIA does not experience the potential conflicts created in side-by-side management situations. Item 7 Types of Clients NIA provides investment advisory services and programs to individuals, pension and profit sharing plans, corporations, and other business entities, in addition to state, county and municipal entities providing deferred compensation retirement plans to their employees. There is no minimum asset value or account size for participation in any NIA advisory program. Item 8 Methods of Analysis, Investment Strategies and Risk of Loss NIA provides investment management services for multiple advisory programs. NIA and its personnel and affiliated companies may give advice or take action in performing duties for other clients, or for their own accounts,which differs from advice given to or action taken for any individual client. Investing involves risk and may not always be profitable. Investment return and principal will fluctuate with market conditions and a client may lose money. Past performance of investments is no guarantee of future results. Asset allocation does not guarantee profit or insulate from loss. Please reference Item 10 for disclosure of conflicts of interest. The following is additional information specific to each NIA investment advisory service or program: Nationwide Large Cap Growth Portfolio For the LCG Portfolio, NIA selects and monitors the sub-advisers to this separate account and determines the allocation of assets among the sub-advisers, subject to the approval of the LCG Portfolio Board. In these instances, NIA employs a two part approach to its analysis of sub-advisers: quantitative research and qualitative review. Quantitative research includes such items as performance, attribution, and portfolio characteristics for each manager and overall portfolio construction. Qualitative review includes a firm level review as well as a review of the management team, investment process and risk analysis of the overall combination of the sub-advisers. NIA's Investment Committee oversees the activities of NIA, including its ongoing monitoring of the sub-advisers and the allocation of assets. The NIA Investment Committee meets at least quarterly and reviews NIA's activities in connection with its management of the LCG Portfolio. Point in Time Non-Discretionary Advice For the non-discretionary advisory services that NIA provides to participants in certain public sector retirement plans, NIA constructs and maintains asset allocation models and selects mutual fund investment options, based on quantitative and qualitative research, from those investment options available in the Client's retirement plan. NIA's Investment Committee is responsible for overseeing NIA's activities in this regard. The Investment Committee meets at least quarterly and reviews all aspects of the asset allocation models. Advice Program for Plan Sponsors of Trustee Directed Retirement Plans For the Advice Program, NIA hired Wilshire as the Portfolio Strategist to evaluate, construct and maintain the Portfolios. NIA is responsible for managing the relationship with Wilshire. NIA's Investment Committee is responsible for overseeing NIA's activities including its ongoing monitoring of the services provided by Wilshire in developing and maintaining the Portfolios. The Investment Committee meets at least quarterly and reviews performance, investment strategies, and the Portfolio Strategist's development and ongoing maintenance of the Portfolios. The analysis and advice provided by Wilshire and delivered by NIA depends on a number of factors, including the information provided by a plan sponsor in response to the Advice Program Questionnaire, various 12