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. -- :■ <br /> INSURANCE _h,_„;''BONDS <br /> A Soy Capital Company <br /> Our Privacy Pledge <br /> You have received this notice because you have applied for or purchased a product or service from one of the Soy Capital Companies <br /> Financial Family. The Soy Capital Bank and Trust Company,Soy Capital Ag Services,Raymond James Financial Services,&J L <br /> Hubbard Insurance and Bonds believe that information personal to you should be respected and protected. For this reason,we are <br /> committed to protecting your personal information and using it only as appropriate to provide you with the best possible service,products <br /> and opportunities. This privacy notice describes our information practices and policies. It applies to our relationship with you. If you are <br /> an individual who inquires about or obtains products or services from us for personal,family or household purposes or who have a <br /> continuing relationship with any of the Soy Capital Companies Financial Family by purchasing or holding financial products or services. <br /> We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. <br /> We first define some terms. <br /> Nonpublic personal information means information about you that we collect in connection with providing a financial product or service <br /> to you. Non public personal information does not include information that is available from public sources,such as telephone directories <br /> or government records. Hereafter,we will use the term"information"to mean nonpublic personal information as defined in this section. <br /> An affiliate is a company we own or control,a company that owns or controls us,or a company that is owned or controlled by the same <br /> company that owns or controls us. Ownership does not mean complete ownership,but means owning enough to have control. <br /> A nonaffiliated third parry is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated <br /> third parry,or simply an'other party". <br /> THE INFORMATION WE COLLECT: <br /> The type of information we collect depends on the product or service requested,but may include information about you from a variety of <br /> sources,such as: <br /> -Information you provide to us on applications,transactions,or forms,such as your income and accounts with others. <br /> -Information we receive from an outside company,such as a credit bureau,regarding your credit history or employment status;or <br /> -Information about your transactions or experiences with our bank and affiliates such as name,address,account balance and credit card <br /> usage,motor vehicle reports,inspections on your property,claims history or claims resolutions. <br /> THE CONFIDENTIALITY,SECURITY,AND INTEGRITY OF YOUR INFORMATION: <br /> We restrict access to information about you to those employees who need to know that information to provide products or services to you. <br /> We maintain physical,electronic,and procedural safeguards to protect this information. <br /> YOUR INFORMATION WITH OTHER PARTIES: <br /> We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. This might include <br /> disclosures necessary to service your account,perform joint marketing or prevent unauthorized transactions. <br /> INFORMATION ABOUT FORMER CUSTOMERS: <br /> We do not disclose information about former customers,except as permitted by law. <br /> AUTHORIZED SHARING: <br /> We share information within the Soy Capital Companies Family so that our affiliates can work together to meet your financial needs. We <br /> may disclose all of the information we collect,as described above,with our affiliated banks and companies including:financial service <br /> providers such as mortgage bankers,insurance agents,securities brokers-dealers and farm managers. <br /> AUTHORIZED SHARING-OUTSIDE MARKETING SERVICES: <br /> We may disclose the following information to companies that perform marketing services on our behalf: <br /> -Information you give us on an application or other form such as:Name&Address <br /> We disclose the information listed above with companies that perform marketing services on our behalf. We may also disclose <br /> information about you to other outside services as permitted by law. Here are the types of businesses with whom we may disclose <br /> information for outside marketing purposes: <br /> -Service providers that perform marketing services for us such as direct sales companies. <br /> We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about <br /> additional products and services. <br /> 18 <br />