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J .L. Hubba <br /> INSURANCE BONDS <br /> A Soy Capita/Company <br /> Excess Liability <br /> Umbrella policies have three functions: (1) To provide additional limits above the Each <br /> Occurrence Limit of the insured's primary policies; (2) To take the place of primary insurance <br /> when primary aggregate limits are reduced or exhausted; and (3) To provide broader coverage for <br /> some claims that would not be covered by the insured's primary insurance policies, which could <br /> be subject to policy retention. <br /> Each Occurrence $5,000,000 <br /> Personal Advertising &Injury $5,000,000 <br /> Annual Aggregate $5,000,000 <br /> Product-Completed Operations Aggregate $5,000,000 <br /> Self-Insured Retention Nil <br /> Noted Endorsements Noted Lxclusions <br /> Illinois Changes—Cancellation&Nonrenewal Care, Custody& Control <br /> Illinois Changes—Defense Costs Employee Benefits <br /> Auto Liability Following Form Nuclear Energy <br /> General Liability Following Form Abuse&Molestation <br /> 25%Minimum Earned Premium Fungi or Bacteria <br /> Infringement of Intellectual Property <br /> Certified Acts of Terrorism <br /> Avian Flu <br /> Benzene <br /> Unsolicited Communications <br /> Silica or Silica-Related Dust <br /> Employers Liability <br /> Annual Premium: $20,720 <br /> } <br /> Endorsements &Exclusions outlined above are in addition to standard policy coverage forms. <br /> 10 <br />