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B. "Financial institution" means any bank, credit union, insurance comp ny, mortgage banking <br /> company, savings and loan association, or other business engaged in the lending o funds which operates <br /> or has a place of business in the City of Decatur. <br /> C. "Loan" includes, but is not limited to, the providing of funds, for co sideration, which are <br /> sought for: (1) the purpose of purchasing, constructing, improving, repairing or aintaining a housing <br /> accommodation as that term is defined in Section 8-1(C); or(2)any commercial or ' dustrial purposes. <br /> D. "Varying terms" includes,but is not limited to,the following practices: <br /> (1)Requiring a greater down payment than is usual for the particular type o a loan involved. <br /> (2) Requiring a shorter period of amortization than is usual for the p rticular type of loan <br /> involved. <br /> (3) Charging a higher interest rate than is usual for the particular type of loa involved. <br /> (4) An under appraisal of real estate or other item of property offered as sec rity. <br /> SECTION 7-2. It shall be a human rights violation for any financial institut' n, on the grounds of <br /> unlawful discrimination,to: <br /> A. Deny any person any of the services normally offered by such an institut' n. <br /> B. Provide any person with any service which is different from,or provided in a different manner <br /> than,that which is provided to other persons similarly situated. <br /> C. Deny or vary the terms of a loan. <br /> D. Deny or vary the terms of a loan on the basis that a specific parcel of -eal estate offered as <br /> security is located in a specific geographical area. <br /> E. Deny or vary the terms of a loan without having considered all of the re lar and dependable <br /> income of each person who would be liable for repayment of the loan. <br /> F. Utilize lending standards that have no economic basis and which constitute unlawful <br /> discrimination. <br /> SECTION 7-3. It is a human rights violation for a person who offers credit cards to the public in <br /> the City of Decatur: <br />