2013-12 AMENDING ZONING ORDINANCE - CONSUMER CREDIT SERVICES AND PAWNBROKER

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STAFF REPORT RT Decatur City Plan Commission COMMON NAME: Amend Section II (Definitions) and Section XILA (Permitted uses in the B-2 Commercial District) in the Zoning Ordinance (Ord. 3512, as amended). GENERAL INFORMATION Hearing Date February 7, 2013 Calendar No. 12-49 Requested Action Amendment to Ordinance#3512, as amended, Section II (Definitions) and Section XII.A (Permitted uses in the B-2 Commercial District) ' Petitioner Billy Tyus, Asst. City Manager, Dept. Development Services BACKGROUND 1. The City of Decatur's current Zoning Ordinance does not define certain (tate licensed credit services such as pawnbroker/pawn shops, title loan, payday loan and co sumer installment loan businesses ("Consumer Credit Services"). The Zoning Ordinance does recognize and define "financial institutions," including banks, mortgage lenders, credit unions under its definition of"Financial Institutions and Services." 2. The City of Decatur's Zoning Ordinance allows "Check Cashing Services" within B-2 Commercial Districts. However, it does not specifically define "pawnbroker/pawn shop, payday loan/title loan and consumer installment loan businesses." 3. With the addition of definitions specific to these types of businesses, the Zoning Ordinance will clarify and allow these permitted uses and establish minimum separation limitations. PROJECT DESCRIPTION Staff has prepared amendments for inclusion in Section II (Definitions) d Section XII.A (Permitted uses in B-2 Commercial District) to define "Pawnbroker" and "Consumer Credit Services" and allow these as permitted uses in the B-2 District. An ordinance amendment would also require a minimum distance between Consumer Credit Service establishments. 1. SECTION II is proposed to be amended by adding the following: "CONSUMER CREDIT SERVICES: Include Consumer Installment Lenders 205 ILCS 670/1 et seq. as amended, Payday Loan Lenders 815 ILCS 122/1-1 d. seq. as amended and Title Secured Lenders 205 ILCS 670/1 et. seq as amended as del coed and regulated by the State of Illinois. "PAWNBROKER: As defined and regulated by the State of Illinois, 205 ILCS 510. 2. SECTION XII.A. is proposed to be amended by adding the following: "Consumer Credit Services, when located at least 1500 feet frorr any other Consumer Credit Service. Measurements shall be made from the near st point on the lot lines of each property containing the proposed and existing Consumer Credit Service." "Pawnbroker"