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1 <br /> 1 <br /> Disclosure Statement ZURICH <br /> Contract Bonds-BO <br /> ZURICH AGENT/BROKER COMPENSATION DISCLOSURE <br /> Dear Policyholder: <br /> ' On behalf of Zurich, we are glad you have chosen us as your insurance company. We look forward to meeting your <br /> insurance needs and want you to understand clearly our business relationship with the agent or broker you chose to <br /> represent your company's interests in the placement of insurance coverages. <br /> ' As is the case with many insurance companies in the United States, Zurich distributes many of its insurance products <br /> through agents or brokers. This means that your agent or broker is not employed by Zurich and, in fact, may represent <br /> many insurance companies. Because we do not employ your agent or broker, the way they are compensated may <br /> ' vary. We recommend you discuss these arrangements with your agent or broker. <br /> For an explanation of the nature and range of compensation Zurich may pay to your agent or broker in connection with <br /> your business, please go to http://www.zurichna.com, Click on the information link located on the Agent/Broker <br /> ' Compensation Disclosure section. Where appropriate, insert the Access Code provided below, and you will be able to <br /> view this information. Alternatively,you may call (877)347-6465 to obtain this type of information. <br /> I ' Thank you. <br /> Access Code: 2016084473 <br /> 1 <br /> 1 <br /> tU-RET-E-402-A CW (11/06) <br /> Page 1 of 1 <br />