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ARTICLE XIV <br /> MISCELLANEOUS <br /> 14.1 Merger of Trustee. Any corporation into which the Trustee is merged or with which it is <br /> consolidated, or any corporation resulting from a merger, reorganization, or consolidation to which the <br /> Trustee is a party, or any corporation to which all or substantially all the Trust business or the Trustee is <br /> transferred shall become the successor trustee under this Agreement without the execution or filing of <br /> any further instrument or the performance of any further act. <br /> 14.2 Employers. Any Employer that adopted or adopts the Plan prior to or after the effective date of <br /> this Agreement shall be considered a party to this Agreement without further act on its part. Each <br /> Employer shall be bound by all the terms and conditions of the Plan and of this Agreement, as then in <br /> effect and as it may thereafter be amended. The Administrator shall have the sole authority to enforce this <br /> Agreement on behalf of each Employer, and the Trustee need not deal with any Employer, except by <br /> dealing with the Administrator as the agent of the Employers for the purposes of giving or receiving <br /> notices, instructions, directions and other communications to or from the Trustee and approving the <br /> accounts of the Trustee. The Trustee shall invest and administer the Fund as a single fund for investment <br /> and accounting purposes without identification or allocation among the Employers or to any employee or <br /> group of employees, unless the Trustee and the Administrator agree in writing to segregate funds. <br /> 14.3 Alienation of Fund. No right or claim in or to the Fund or any assets thereof shall be assignable or <br /> subject to garnishment, attachment, execution, or levy of any kind; any attempt to transfer, assign, or <br /> pledge the same shall be void and shall not be recognized by the Trustee except to such extent as may <br /> be legally required. <br /> 14.4 Applicable Law. The Trust will be administered in the State of Ohio, and its validity, construction, <br /> and all rights hereunder shall be governed by the Code, the Home Owners' Loan Act of 1933 and, to the <br /> extent not pre-empted, by the laws of Ohio. All contributions to the Trust shall be deemed to occur in <br /> Ohio. <br /> 14.5 Headings Not Part of the Agreement. Headings of Articles and Sections are inserted for <br /> convenience of reference. They are not part of this Agreement and shall not be considered in construing <br /> it. <br /> 14.6 Multiple Copies. This Agreement may be executed in any number of counterparts, each of which <br /> shall be considered an original even though no others are produced. <br /> 14.7 Voting. The Trustee shall promptly deliver or mail to the Administrator all forms of proxies and all <br /> notices of meetings affecting or relating to securities held in the Trust. Upon receipt of proper instructions, <br /> Trustee shall execute and deliver such proxies or other authorizations that may be required. Neither <br /> Trustee nor its nominee shall vote any securities or execute any proxy to vote the same or give any <br /> consent to take any other action with respect thereto absent proper instructions from the Administrator. <br /> The Trustee shall release and deliver such securities and take any other action as directed by the <br /> Administrator, with respect to dividends, splits, distributions, spin-offs, puts, calls, conversions, <br /> redemptions, tenders, exchanges, mergers, reorganizations, rights, warrants of any other similar activity <br /> relating to the securities. <br /> 14.8 No Third Party Benefit. This Agreement is intended for the exclusive benefit of the parties to this <br /> Agreement, the participating Plans, the Participants in such Plans, and their respective successors and <br /> 13 <br />