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City of Decatur
<br /> Business Insurance Renewa/Proposal
<br /> Insurance Renewal Date: October 1,2015
<br /> ConlracYPerlod 10H/2013 10H/2014 10H/2015 fOH/2015 10H/2015
<br /> m ro to ro to
<br /> 9/30/2014 9/30/2015 9/30/2018 9/30/2018 9/30/2018
<br /> Cument Proposed %Change %Change %Change %Change
<br /> Year 2 of 3 Year 3 of 3 Year i Year 2 Year 3
<br /> Thiial Party Administretion
<br /> Gallagher Bassett
<br /> term period 3 year 3 year
<br /> per claims fees
<br /> Workers Compensation
<br /> Medical $ 135 $ 136 1.0% $ 139 2.0°6 $ 140 1.0% $ 143 2.0%
<br /> Indemnity $ 810 $ 818 lA% $ 834 2.0% $ 843 1.0% $ 860 2A%
<br /> Liability/Property
<br /> Auto General8odily Injury $ 758 $ 766 1.0% $ �81 2.0% $ 789 1.0% $ 804 2.0%
<br /> Auto Generel Property Damage $ 346 $ 349 1.0°.6 $ 356 2.0% $ 360 1.0°k $ 367 2.0°6
<br /> Professional Liability $ 1,476 $ 1,491 1.0% $ 1,521 2.0% $ 1.536 1.0% $ 1,566 2.0%
<br /> Auto Physical Damage $ 243 $ 245 1.0% $ 250 2.0% $ 253 1.0% $ 258 2.0%
<br /> Property $ 681 $ 689 1.0% $ 703 2.0% $ 710 f.0% $ 724 2.0%
<br /> Ancillary Services
<br /> Admin Data Management $ 6,500 $ 6,696 3.0% $ 6,880 0.0% $ 6,830 0.0% $6,696 0.0%
<br /> Claim Telephone $ 2l $ - -100.0% ffi - 0.0% S - 0.0% 0.0%
<br /> Elechonic Incident $ 36 $ 37 2.8% $ 37 0.0% $ 37 0.0% $37 0.0%
<br /> TPA Fee$8ased on
<br /> Expected Claim Frequency
<br /> Woikeis Compensation
<br /> 34 Medical $ 4,725 $ 4,636 $ 4,725 $ 4,776 $ 4,871
<br /> 231ndemnity $ 28,350 $ 18,816 $ ?9,782 $ 19,385 $ 19,772
<br /> Sub Total $ 33.075 $ 23.452 $ 23,�1t8 $ 24,160 $ 24,644
<br /> Liability/Property
<br /> 10 AutoGeneral8odilylnjury $ 11,370 $ 7,656 $ 7,810 $ 7.887 $ 8,045
<br /> 20 AutoGeneralPropertyDamage $ 12,110 $ 6,989 $ 7,120 $ 7,200 $ 7,344
<br /> 1 Professional Liabifity S 1,506 $ 1,491 $ �,521 $ 1,536 $ 1,566
<br /> 2 Auto Physical Damage $ 243 $ 491 $ 5fJ0 $ 506 $ 516
<br /> 1 Property $ 681 $ 689 $ 703 $ 710 $ 724
<br /> SubTotal $ 25,910 $ 17.316 $ 97,854 $ 17,839 $ 18,195
<br /> Ancillary Services
<br /> Admin Data Management $ 6,500 $ 6,696 $ 6,83D $ 6,830 $ 6,830
<br /> xxxx
<br /> xxxx
<br /> Sub Total $ 6,500 $ 6,696 $ &,830 $ 6,830 $ 6,830
<br /> Total TPA Fee Ex ected $ 65,485 $ 47,464 $ 0 $ 48,392 $ 0 $ 48,829 $ 0 $ 49,669
<br /> Insurence Policies 10H/20f2 10H/2013 10H/2014 10H/2015
<br /> to to to to
<br /> 9/30/20f3 9/30/2014 9/30/2015 9/30/2016 Carriei Carrier
<br /> Actual Actua/ Current Proposed %Change Cunent Proposed Comments
<br /> 1 Commercial Package $ 199,145 $ 201,087 $ 208,130 $ 250,492 -19.4% Munich RE AIX Hanover best deal
<br /> 1 Excess Lia6ility $ 100,312 $ 103.816 $ 102,843 INC Munich RE AIX Hanover best deal
<br /> 1 ExcessProperty $ 59,675 $ 65,402 $ 76,937 $ 75,368 -2.0� Travelers Travelers bestdeal
<br /> 1 CyberLiabiliry $ 12,196 $ 12,735 ACE IL Union ACE IL Union
<br /> 1 Boiler $ 5,861 $ 6,�79 $ 6,918 $ 6,918 0.0% Chubb Chubb bestdeal
<br /> 1 Crime $ 3,308 $ 3,308 $ 3,596 $ 3,202 -11.0% Travelers Nat'I Union bestdeal
<br /> 1 SurplusLinesTa�c/Fees $ 10,922 $ 11,248 $ 11,807 $ 10,741 -9.0%
<br /> 1 Total Liability/Property $ 379,223 $ 391,040 $ 422,427 $ 359,456 -14.9%
<br /> 1 Workers Compensation $ 557,676 $ 620,291 $ 625,248 $ 639,636 2.3% LibertyMutual LibertyMutual stop loss is$SOOk
<br /> 2 Workers Comp option $ 331,684 $ 485,957 $ 468,710 $ 479,626 2.3% LibertyMutual LibertyMutual stop loss from$5000k to$750k
<br /> Comments
<br /> Scenario 1 $ 936,899 $ 1,011,331 $ 1,047,675 $ 999,092 -4.6% same coverage
<br /> Scenario 2 $ 710,907 $ 876,997 $ 891,137 $ 839,082 -5.8% same coverage with Wcomp stop loss from$500k to$750k
<br /> Decatur.350.1.2015 Insuren�Renewal Gallaghei Proposal f0 01 2015 to 09 30 2016 xls Page 1 0/1
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