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Program, the "Financial Institution" agrees to follow underwriting criteria set forth in the <br /> "HOME" Buyer pown Payment Assistance Program. <br /> 11. The "Financial Institution" shall make a sufficient amount of funds available for <br /> loans under this "Program", subject to approval as provided herein. The "Financial Institution" <br /> shall assist the "City"with promoting the "Program" by informing its lending officers and <br /> potential applicants about its availability. <br /> 12. The "Financial Institution" shall, to whatever extent possible, make available <br /> other assistance programs for the applicant to use in conjunction with the "Program", to provide <br /> assistance with the applicant's down payment and/or closing costs. <br /> 13. All applicants shall be required to provide proof that, at least fifteen days before <br /> closing, they have completed a qualified Homebuyer Counseling program. Cost of attending the <br /> counseling program shall be paid by the applicant. <br /> 14. This Agreement shall commence on � `�- (��4 -a.11%►t�and shall continue in effect <br /> for two years. A written request for a two-year extension, by the "Financial Institution", may be <br /> presented to and approved by the Director of Neighborhood Services. <br /> DATED this �of �v v� 2010. <br /> CITY OF E TUR LIN IS FINANCIAL INSTITUTION <br /> � <br /> BY BY <br /> Title: Mayor Title: J f , V , �. <br /> ATT T: <br /> � - C%t/l/u� <br /> �— <br /> City Clerk <br /> 4 <br />