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` � � ' POLICY NCTMBER 1612-120113192-DEC
<br /> OWNER'S POLICY OF TITLE INSURANCE
<br /> Issued by
<br /> CHICAGO TITLE INSURANCE COMPANY
<br /> Any notice of claim and any other notice or statement in writing requued to be given the Company under this Policy
<br /> must be given to the Company at the address shown in Section 18 of the Conditions.
<br /> COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN
<br /> SCHEDULE B,AND THE CONDITIONS,TITLE INSURANCE COMPANY(THE"COMPANY")INSURES,AS OF
<br /> DATE OF POLICY AND,TO THE EXTENT STATED IN COVERED RISKS 9,AND 10,AFTER DATE OF POLICY,
<br /> AGAINST LOSS OR DAMAGE,NOT EXCEEDING THE AMOUNT OF INSURANCE,SUSTAINED,OR INCURRED
<br /> BY THE INSURED BY REASON OF:
<br /> 1. Title being vested other than as stated in Schedule A.
<br /> 2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against
<br /> loss from
<br /> (a) A defect in the Title caused by
<br /> (i) forgery,fraud,undue influence,duress,incompetency,incapacity,or impersonation;
<br /> (ii) failure of any person or Entity to have authorized a transfer or conveyance;
<br /> (iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized, or
<br /> delivered;
<br /> (iv) failure to perform thos,e acts necessary to create a document by electronic means authorized by law;
<br /> (v) a document executed under a falsified,expired,or otherwise invalid power of attorney;
<br /> (vi) a document not properly filed,recorded, or indexed in the Public Records including failure to perform those
<br /> acts by electronic means authorized by law;or
<br /> (vii)a defective judicial or administrative proceeding.
<br /> (b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable,but
<br /> unpaid.
<br /> (c) Any encroachment, encumbrance,violation,variation, or adverse cucumstance affecting the Title that would be
<br /> disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes
<br /> encroachments of existing improvements located on the Land onto adjoining land, and encroachments onto the
<br /> Land of e�cisting improvements located on adjoining land.
<br /> 3. Unmarketable Title.
<br /> 4. No right of access to and from the Land.
<br /> 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to
<br /> building and zoning) restricting,regulating,prohibiting,or relating to
<br /> (a) the occupancy,use,or enjoyment of the Land;
<br /> (b) the character,dimensions,or location of any improvement erected on the Land;
<br /> (c) the subdivision of land; or
<br /> (d) environmental protection
<br /> if a notice,describing any part of the Land,is recorded in the Public Records setting forth the violation or intention to
<br /> enforce,but only to the extent of the violation or enforcement referred to in that notice.
<br /> OPCVRl 12/06DGG GSF �2��4�1� 09:21:09
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