2008-82 AUTHORIZING CONTRACT PAY AND BENEFITS - I.A.F.F. LOCAL 505, FIRE ASSOCIATION

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hospital room benefit sufficient to pay the minimum double room ralte available in the city of Decatur for one person in such room. The City shall also provide group life insurance in the amount of$25,000 for each employee. (b) Exemption. The Union agrees that any high deductible insurance benefits negotiated or established in accordance with the reopener in Section 5 of this Article are exempt from the foregoing requirements of Section 1 (a) that the insurance offered has "benefits not less than those benefits in effect as of October 30, 2006, and such may be offered by the City to all employees without violation of this section. This exemption shall apply to any program with benefits as summarized in Exhibit C and currently in effect. Any change or modification thereto, or other medical, major medical or hospital group insurance plans or benefits the City might desire to offer shall be required to meet the requirements of Section 1 (a), except as expressly provided in Section 1 (b) hereof. Section 2. Allocation of Premium Costs. The City shall pay 100% of the premium costs for employees and their dependents who enroll in the PPO insurance plan as provided in Section 1(a). The employee shall contribute $23.00 per month for dependent coverage, and the City shall contribute the remainder. Effective May 1, 2007 the employee shall contribute $30.00 per month for dependent coverage, and the City shall contribute the remainder. Effective May 1, 2008 the employee shall contribute $40.00 per month for depend�nt coverage, and the City shall contribute the remainder. Effective May 1, 2009 the employee shall contribute $50.00 per month for dependent coverage, and the City shall contribute the remainder. Upon written authorization by an employee, the City shall d�educt from the wages or salary of such employee each sum as is certified by the City as premium payment for enrollment in the City dental insurance plan. Section 3. Section 125 Flexible Spending Account. The City shall continue to maintain a Section 125 Flexible Spending Account plan for purposes of allowing employees to make contributions for unreimbursed medical and dependent care expenses and premium costs for city provided health insurance as authorized by 125 of the Internal Revenue Code. Section 4. Those employees under the age of 65 years who retired after May 1, 1981, and who enrolled, on October 31, 1990, in the group plan established by the Union, and those employees who retire after November 1, 1990, and those employees who are or have been placed on disability pension pursuant to State statute on or after November 1, 1990, shall be entitled to belong to the employee and dependent medical, major medical and hospital insurance programs provided for employees under the provisions of this Agreement, provided that such retired or disabled employees pay the entire premium far such insurance. Such employees must notify the City in writing of their intention to exercise the option provided for herein not later than (a) November 10, 1990, or (b) ten (10) days after retirement or approval of a disability pension, whichever date is later. Section 5. Health Insurance Reopener. Effective September 1, 2008 either party may reopen this Article for negotiation by serving written notice of its desire to do so upon the other party. Any such reopener negotiations shall be limited to the subject of the establishment of additional high deductible options to the basic PPO Plus plan des�cribed in the Article and Exhibit C. In the event this Agreement is modified to provide for any additional high deductible option, unless the parties mutually agree otherwise, one of the options shall include a high deductible/HSA (Health Savings Account) option with the amounts of individual, family deductibles, out-of-pocket maximum expenses and the apportionment of savings from premium zz