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. ' t� . <br /> I M PORTANT <br /> If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed.A statement <br /> on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). <br /> If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may I <br /> require an endorsement.A statement on this certificate does not confer rights to the certificate �' <br /> holder in lieu of such endorsement(s). <br /> DISCLAIMER i <br /> The Certificate of Insurance on the reverse side of this form does not constitute a contract between � <br /> the issuing insurer(s),authorized representative or producer, and the certificate holder, nor does it <br /> afiir�ativeiy or negativeiy amend,extend or aiter the coverage affordea by the policies listec�thereon. , <br /> Acord 25(2001/08) Reverse o�f Page 1 <br />