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f <br /> �, <br /> � ' <br /> "` SECTION 7: CLAIM DISPUTE RESOLUTION <br />' 7.1 After eachaustion of all remedies offered by the Claim Administrator, a Covered Person may appeal all adverse <br /> determinations with the Employer. The Claim Administrator will cooperate in providing Claim information pursuant to <br /> Section 4 above. <br /> 7.2 On occasion the Claim Administrator may deny all or part of submitted Claims.The Claim Administrator will provide a full <br /> and fair review of any determination of a Claim, any determination of a request for pre-notification, and any other <br />' determination made in accordance with the benefits and procedures detailed in the Plan. <br /> SECTION 8: FINAL DETERMINATION OF CLAIMS/INQUIRIES <br /> The Employer retains the final authority and responsibility to establish and construe the terms and conditions of the Plan and to <br /> determine Covered Persons' eligibility. Certain claims and/or inquiries will be referred to the Employer for final review and <br /> determination in the following instances: <br /> 8.1 When Claims for services do not appear to qualify for payment under the Plan,claims or inquiries where there is a question <br /> of eligibility,claims where there is a question as to the amount of payment due,and claims involving litigation or the threat <br /> of litigation;and <br /> 8.2 When a Covered Person chooses to appeal adverse determinations with the Employer after eachaustion of all remedies <br /> offered by the Claim Administrator. <br /> SECTION 9: COOPERATION OF THE PARTIES <br /> The parties shall use their best efforts to cooperate with and assist each other, as applicable, in the performance of their duties '� <br /> under this Agreement. � <br /> SECTION 10: CERTIFICATE OF CREDITABLE COVERAGE <br /> The Claim Administrator,at the written direction of the Employer,shall issue a Certificate of Creditable Coverage consistent with <br /> the requirements under HIPAA. The Certificate of Creditable Coverage shall be based upon coverage under the Plan during the <br /> term of this Agreement and information provided to the Claim Administrator by the Employer. <br /> SECTION 11: INDEMNIFICATION <br /> 11.1 Claim Administrator indemnifies Employer. The Claim Administrator hereby agrees to indemnify and hold harmless the <br /> Employer and its directors, officers and employees against any and all loss, liability, damages, penalties and expenses, <br /> including attorneys' fees,or other cost or obligation resulting from or arising out of claims,lawsuits,demands,settlements <br /> or judgments with respect to the Plan or this Agreement resulting from or arising out of any acts or omissions of the Claim <br /> Administrator or its directors,officers or employees which have been adjudged to be(i)negligent,dishonest, fraudulent or <br /> criminal or(ii)in material breach of the terms of this Agreement;provided,however,notwithstanding anything herein to the <br /> contrary pursuant to Section 12.2 below,the Claim Administrator shall be responsible for the correction of Claim Payment <br /> and/or Net Claim Payment errors by the Claim Administrator. <br /> 11.2 Employer indemnifies Claim Administraton The Claim Administrator does not insure or underwrite the liability of the <br /> Employer under the Plan and has no responsibility for designing the terms of the Plan or the benefits to be provided <br /> thereunder.The Employer retains the ultimate responsibility for claims under the Plan and all expenses incident to the Plan, <br /> except as specifically undertaken in this Agreement by the Claim Administrator. The Employer agrees to indemnify and <br /> hold harmless the Claim Administrator and its directors,officers and employees against any and all loss,liability,damages, <br /> penalties and expenses,including attorneys'fees,or other cost or obligation resulting from or arising out of claims,lawsuits, <br /> demands,settlements or judgments brought against the Claim Administrator in connection with the design or administration <br /> of the Plan,unless the liability therefor was the direct consequence of the acts or omissions of the Claim Administrator or its <br /> directors, officers or employees and is adjudged to be (i) negligent, dishonest, fraudulent or criminal or (ii) in material <br /> breach of the terms of this Agreement; provided, however, notwithstanding anything herein to the contrary pursuant to <br /> Section 12.2 below, the Claim Administrator shall be responsible for the correction of Claim Payment and/or Net Claim <br /> Payment errors by the Claim Administrator. <br /> -10- <br />