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PREMIUMS <br /> PREMIUM PAYMENT: All premiums are to be paid by you to us, or to an authorized agent, on or before the due date. <br /> The premium due dates are stated on the Policy face page. <br /> PREMIUM RATE: The premium due will be the rate per $1,000 of benefit multiplied by the entire amount of benefit <br /> volume then in force. We will furnish to you the premium rate on the Policy effective date and when it is changed. We <br /> have the right to change the premium rate: <br /> (1) on any premium due date after the Policy is in force for 24 months; or <br /> (2) when the extent of coverage is changed by amendment. <br /> We will not change the premium rate due to (1) above more than once in any twelve(12) month period. We will tell you in <br /> - f han e due to 1 above. <br /> writing at least thirty one(31)days before the date o a c g ( ) <br /> GRACE PERIOD: You may pay the premium up to 31 days after the date it is due. The Policy stays in force during this <br /> time. If the premium is not paid during the grace period, the Policy will be cancelled at the end of the grace period. You <br /> will still owe us the premium up to the date the Policy is cancelled. <br /> LRS-6422-8 Ed. 3/82 Page 6.0 <br />