Laserfiche WebLink
CLAIMS PROVISIONS <br /> NOTICE OF CLAIM: Written notice must be given to us within thirty-one (31) days after the Loss occurs, or as soon as <br /> reasonably possible. The notice should be sent to us at our Administrative Offices or to our authorized agent. The notice <br /> should include the Insured's name, the Policy Number and your name. <br />, CLAIM FORMS: When we receive written notice of a claim, we will send claim forms to the claimant within fifteen (15) <br />' days. tf we do not, the claimant will satisfy the requirements of written proof of loss by sending us written proof as shown <br /> below. The proof must describe the occurrence, extent and nature of the loss. <br /> PROOF OF LOSS: For any covered Loss, written proof must be sent to us within ninety(90)days. If it is not reasonably <br /> possible to give proof within ninety (90) days, the claim is not affected if the proof is sent as soon as reasonably possible. <br /> In any event, proof must be given within 1 year, unless the claimant is legally incapable of doing so. - <br /> PAYMENT OF CLAIMS: Payment will be made as soon as proper proof is received. All benefits will be paid to the - <br /> Insured if living. Any benefits unpaid at the time of death, or due to death, will be paid to the beneficiary. <br /> Reliance Standard Life Insurance Company shall serve as the claims review fiduciary with respect to the insurance policy <br /> and the Plan. The claims review fiduciary has the discretionary authority to interpret the Plan and the insurance policy <br /> and to determine eligibility for benefits. Decisions by the claims review fiduciary shall be complete, final and binding on <br /> all parties. <br /> PHYSICAL EXAMINATION: At our own expense, we will have the right to have an Insured examined as reasonably <br /> necessary when a claim is pending. We can have an autopsy made unless prohibited by law. <br /> LEGAL ACTION: No legal action may be brought against us to recover on Policy within sixty (60)days after written proof <br /> of loss has been given as required by Policy. No action may be brought after three (3) years (Kansas, five (5) years; <br /> South Carolina, six(6)years)from the time written proof of loss is required to be submitted. <br /> LRS-6422-72 Ed. 4/94 Page 12.0 <br />