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ILLINOIS <br /> LIFE AND HEALTH INSURANCE GUARANTY <br /> ASSOCIATION LAW <br /> Residents of Illinois who purchase health insurance, life insurance, and annuities should know that the insurance <br /> companies licensed in Illinois to write these types of insurance are members of the Illinois Life and Health Insurance <br /> Guaranty Association. The purpose of this Guaranty Association is to assure that policyholders will be protected, within <br /> limits, in the unlikely event that a member insurer becomes financially unable to meet its policy obligations. If this should <br /> happen, the Guaranty Association will assess its other member insurance companies for the money to pay the covered <br /> claims of policyholders that live in Illinois (and their payees, beneficiaries, and assignees) and, in some cases, to keep <br /> coverage in force. The valuable extra protection provided by these insurers through the Guaranty Association is not <br /> � unlimited, however, as noted below. <br /> ILLINOIS LIFE AND HEALTH <br /> INSURANCE GUARANTY ASSOCIATION <br /> DISCLAIMER <br /> The Illinois Life and Health Insurance Guaranty Association provides coverage of claims <br /> under some types of policies if the insurer becomes impaired or insolvent. COVERAGE MAY NOT <br /> BE AVAILABLE FOR YOUR POLICY. Even if coverage is provided, there are substantial <br /> limitations and exclusions. Coverage is generally conditioned on continued residence in Illinois. <br /> Other conditions may also preclude coverage. <br /> You should not rely on availability of coverage under the Life and Health Insurance Guaranty <br /> Association Law when selecting an insurer. Your insurer and agent are prohibited by law from <br /> using the existence of the Association or its coverage to sell you an insurance policy. <br /> The Illinois Life and Health Insurance Guaranty Association or the Illinois Department of <br /> Insurance will respond to any questions you may have which are not answered by this <br /> document. Policyholders with additional questions may contact: <br /> Illinois Life and Health Insurance Guaranty Association <br /> , 8420 West Bryn Mawr Avenue <br /> Chicago, Illinois 60631 <br /> (773)714-8050 <br /> Illinois Department of Insurance <br /> 320 West Washington Street <br /> 4th Floor <br /> Springfield, Illinois 62767 <br /> (217)782-4515 <br /> (please refer to next page) <br /> LRS-8884-1100 <br />