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C. ESTIMATES OF COST(COST OPINION). Since the Consulting Engineer has no control over the <br /> cost of labor and materials,or over competitive bidding and market conditions,estimates of <br /> construction cost provided are to be made on the basis of the Consulting Engineer's experience and <br /> qualifications,but the Consulting Engineer does not guarantee the accuracy of such estimates as <br /> compared to the Contractor's bids or the Project construction cost. <br /> D. INSURANCE. <br /> 1. Requirement. During the term of this Agreement, at its own cost and expense,the Consulting <br /> Engineer shall maintain in full force and effect insurance policies as enumerated below. <br /> 2. Policy Form. All policies save for the professional liability shall be written on an occurrence <br /> basis. Professional liability insurance can be either claims made or occurrence basis policies. <br /> 3. Additional Insured. The City of Decatur and its officers and employees shall be named as <br /> additional insured parties on the general liability policy and included as additional insured parties <br /> on the automobile liability policy. The City's interests as additional insured parties shall be on a <br /> primary and non-contributory basis on all policies and noted as such on the insurance certificates. <br /> 4. Qualification of Insurers. All policies will be written with insurance carriers qualified to do <br /> business in the State of Illinois rated A-VIII or better in the latest Best's Key Rating Guide. <br /> 5. Form of Policv. All policies shall be written on the most current Insurance Service Office(ISO) <br /> or National Council on Compensation Insurance(NCCI)form or a manuscript form if coverage is <br /> broader than the ISO or NCCI form. <br /> 6. Time of Submission: Certificate of Insurance. At or before the time of execution of this <br /> agreement and prior to commencing any work activity on the project,the Consulting Engineer <br /> shall provide the City's Representative with certificates of insurance showing evidence the <br /> insurance policies noted below are in full force and effect. The certificates shall be attached <br /> hereto as Exhibit E.The Consulting Engineer shall provide any renewal certificates of insurance <br /> automatically to the City's Representative. Upon request the Consulting Engineer shall file with <br /> the City certified copies of all insurance policies and all accompanying endorsements described <br /> under Section N.D redacted as necessary to protect the Consulting Engineer's proprietary <br /> information. Redactions shall not alter the policy and its endorsements of insurance. The <br /> Consulting Engineer shall file certificates of insurance setting forth the coverage, limits, and <br /> endorsements before the City will execute the contract.A certificate of insurance shall include a <br /> statement "the coverage and limits conform to the minimums required by the City of Decatur for <br /> (project name)" indicating the City of Decatur's additional insured status. In no event shall any <br /> failure of the City of Decatur to receive certificates or to demand receipt be construed as a waiver <br /> of the contractor's obligation to obtain and keep in force the required insurance. <br /> Further,it shall be an affinnative obligation upon the Consulting Engineer to advise the City's <br /> representative within two days of the cancellation or substantive change of any insurance policy <br /> set out under this Agreement,and failure to do so shall be construed to be a breach of this <br /> Agreement. <br /> The certificate must certify the following: <br /> a. Name and address of party insured. <br /> b. Name(s) of insurance company or companies. <br /> c. Name and address of authorized agent executing such certificate. <br />