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Services of Central Illinois. These programs utilize group sessions, one-on-one <br /> counseling, and case management to assist families in realizing their dreams of owning <br /> a home. <br /> ❖ Subsidize construction costs for new housing units by allocating HOME funds to its <br /> CHDO's and other HOME-eligible developers of affordable housing. These affordable <br /> housing units will be available for families with incomes under 80% of the area <br /> median. The City will work with CHDO's, the DHA, and private financing sources to <br /> make affordable new construction available for very low and low income families. <br /> ❖ Provide additional mortgage assistance to home buyers through the City's Homebuyer <br /> program. <br /> ❖ Work with the Fair Housing Committee, Homeward Bound,private lenders, and other <br /> groups to identify additional affordable housing and financial assistance programs. In <br /> addition, staff will participate in sponsoring an Affordable Housing Fair in conjunction <br /> with other community partners to provide information to potential new homeowners on <br /> lending, real estate law, credit counseling, assistance programs, etc. A brochure <br /> entitled"Housing Assistance in Decatur"was produced in fa112003 by the Fair <br /> Housing Committee and will continue to be distributed throughout the community. <br /> ❖ Work closely with East Lake Management/NHDC LLC and the DHA to ensure the <br /> development of quality, affordable housing units within the Wabash Crossing area and <br /> to assist with the downpayment needs of its low-income home purchasers. <br /> 12.0: ANTI-POVERTY <br /> The Anti-Poverty Strategy for the Annual Action Plan is described in Area 12.0 of the <br /> Consolidated Plan,pages 81-82. The City of Decatur is�committed to the reduction of the <br /> number of households with income below the poverty line. The City works towazds reducing <br /> poverty statistics by providing low-income persons and families with programs that wiil motivate <br /> and help them move toward full self-sufficiency. <br /> The City of Decatur works closely with various public service providers and other units of local <br /> government to provide low income families with supportive services, and to provide them with <br /> additional housing resources. Many of the housing and public services activities being funded <br /> under this Annual Action Plan are aimed at assisting persons and families in poverty. <br /> Lowering the number of individuals and families in poverty will provide the city with a strong <br /> citizenry and more stable community. The City and other agencies will continue to collaborate in <br /> pooling the necessary resources to assist individuals and families with obtaining the tools to <br /> overcome poverty. <br /> Please refer to Area 15.0, Public Housing Resident Initiatives, for discussion of the City's <br /> anti-poverty strategy as it relates to residents of public housing. <br /> AREA 13.0: INSTITUTIONAL STRUCTURE <br />� The Neighborhood Redevelopment Division of the Economic and Urban Development <br /> Department carnes the full responsibility for coordinating, schedulmg, and carrying out the <br /> 24 <br />�_ __ <br />