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according to applicable Department regulation. All armor shall meet National Institutes of <br /> Justice standards and be capable of stopping ammunition normally issued by the Department. <br /> ARTICLE 16 <br /> OTHER BENEFITS <br /> Section 1. The City shall provide group insurance for each employee. The City shall <br /> also provide group life insurance in the amount of$25,000 for each employee at no cost to the <br /> employee. <br /> Section 2. Effective November 1, 1997, for employees enrolled in the City's <br /> comprehensive major medical plan, the City shall pay one hundred percent (100%) of the group <br /> health insurance premium cost for the employee and ninety percent (90%) of the group health <br /> insurance premium cost for the employee's dependent coverage, except that effective May 1, <br /> 2004 the co-pay will increase from 90/10 to 80/20. <br /> Section 3. PPO Insurance. <br /> (a). Employees shall have the option to enroll in the City's Preferred Provider (PPO) <br /> insurance benefit plan or a plan with benefits not less than those in effect as of May 1, 1997 <br /> except that effective May 1, 2004 the co-pay will increase from 90/10 to 80/20. <br /> (b). The City shall pay 100% of the premium costs for employees and their <br /> dependents who enroll in the PPO insurance plan as provided in Section 3(a) through April 30, <br /> 2004. Thereafter the City shall pay 100% of the premium costs for employee health insurance <br /> coverage under the PPO. Employees carrying dependent health insurance coverage under the <br /> PPO shall contribute the following amounts: <br /> Effective May 1, 2004 employees shall contribute $22.00 per month towards the cost of <br /> dependent health insurance coverage. <br /> Effective May 1, 2005 employees shall contribute $23.00 per month toward the cost of <br /> dependent health insurance coverage. <br /> Section 4. Those employees who retired after January 1, 1980, or were placed on <br /> disability pension pursuant to State statute after said date, shall be entitled to belong to the <br /> employee and dependent group insurance programs provided for employees under the provisions <br /> of this agreement provided that such retired or disabled employees pay the entire premium for - <br /> such insurance. <br /> Section 5. If an insurance rebate is received for employee dependent medical <br /> insurance coverage the City will retain that portion of the rebate that is proportionate to the <br /> percentage of the employee dependent insurance premium paid by the City during the time <br /> period for which the rebate is made. <br /> 23 <br />