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America upon presentation hereof at the office of the City Treasurer, in the City of Decatur, <br /> Illinois, as paying agent (the "Paying Agent"). Payment of interest shall be made to the <br /> Registered Owner hereof as shown on the registration books of the City maintained by the <br /> City Treasurer, in the City of Decatur, Illinois, as bond registrar (the "Bond Registrar"), at <br /> the close of business on the applicable Record Date (the "Record Date"). The Record Date <br /> shall be the 15th day of the month next preceding any regular or other interest payment date <br /> occurring on the first day of any month and 15 days preceding any interest payment date <br /> occasioned by the redemption of Bonds on other than the first day of a month. Interest shall <br /> be paid by check or draft of the Paying Agent, payable upon presentation in lawful money of <br /> the United States of America, mailed to the address of such Registered Owner as it appears <br /> on such registration books or at such other address furnished in writing by such Registered <br /> Owner to the Bond Registrar. <br /> Reference is hereby made to the further provisions of this Bond set forth on the <br /> reverse hereof, and such further provisions shall for all purposes have the same effect as if <br /> set forth at this place. <br /> It is hereby certified and recited that all conditions, acts and things required by the <br /> Constitution and Laws of the State of Illinois to exist or to be done precedent to and in the <br /> issuance of this Bond, including the authorizing Act, have existed and have been properly <br /> done, happened and been performed in regular and due form and time as required by law; <br /> that the indebtedness of the City, represented by the Bonds, and including all other <br /> indebtedness of the City, howsoever evidenced or incurred, does not exceed any <br /> constitutional or statutory or other lawful limitation; and that provision has been made for <br /> the collection of a direct annual tax, in addition to all other taxes, on all of the taxable <br /> -13- <br />