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�1 � . <br /> , � <br /> f � <br /> r � <br /> LOAN AGREEMENT <br /> - Between - <br /> JOHN S. CARDWELL <br /> - And - <br /> CITY OF DECATUR, ILLINOIS <br /> AGREEMENT made by and between JOHN S. CARDWELL ("CARDWELL") <br /> and CITY OF DECATUR, ILLINOIS, an Illinois Municipal Corporation <br /> ("Decatur") . <br /> �PITNESSETH <br /> ARTICLE i - Definitions. <br /> 1. 1 Definitions. As used in this Agreement, unless � <br /> otherwise specified, the following terms shall have the following I <br /> respective meanings: ' <br /> "Act" - The Housing and Community Development Act of 1974, <br /> as amended. <br /> "Additional Documents" - Mortgage, Collateral Assignment of <br /> Leases and Rents, opinion(s) of counsel, or other documents <br /> signed by Cardwell and Cardwell 's counsel in favor of Decatur or <br /> its counsel or title insurer, in connection with this Agreement <br /> and the Loan. <br /> "Decatur" - The City of Decatur Illinois, an Illinois <br /> Municipal Corporation. <br /> "Decatur Loan" - A loan to Decatur in the principal amount <br /> of $1, 400,000. 00 as evidenced by the Decatur Notes, which are <br />