R95-144 AUTHORIZING AGREEMENT - ARTHUR J. GALLAGHER AND COMPANY

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' - z - SCHEDULEI OBLIGATIONS OF THE PARTIES A. Obliqations of GB GB agrees to perform the following services: 1. With regard to Claims Administration,(which includes auto liability(AL), general liability(GL) and workers' compensation) GB shall: a. Arrange for independent medical or other experts to the extent deemed necessary by GB in ', connection with processing any qualified claim or loss. b. Pay medical and death benefits, temporary and permanent disability compensation and other losses and expenses; but,only if, in the judgment of GB, such payment would be prudent for the CLIENT and the anticipated amount thereof does not exceed the stated settlement authority or, in such case,the CLIENT specifically approves or directs such action. c. Assist in CLIENT'S selection of a panel of physicians, or other providers of health care,to initially treat employees and a panel of inedical specialists to provide long-term or specialty care. d. Monitorthe treatment p�ograms recommended for employees by physicians,specialists and other health care providers by reviewing all medical reports so prepared and by maintaining such contact with those providers as may be appropriate in the judgment of GB. e. Assistthe CLIENT in arranging for rehabilitation or retraining of employees in appropriate cases; charges for these programs shall be considered allocated expenses and charged to the CLIENT. f. Establish and update claim reserves as needed. g. Assist the CLIENT in establishing a banking arrangement for loss and expense payments as set forth in Schedule II. i � h. Notify CLIENT,CLIENT's agent or carriers, as designated by the CLIENT, of all qualified claims � or losses which may exceed the CLIENT's retention and, if requested, provide information on the status of those claims or losses. i. Coordinate investigations on litigated claims with attorneys representing the CLIENT and with 'I representatives of the excess carrier, as required. It is expressly understood that all legal costs il and loss payments will be charged to the CLIENT. , j. Have GB's intemal Product Support staff review large and unusual claims at no additional cost to ' the CUENT. ' k. Maintain an automated loss and information system, and provide the CLIENT with reports from ', RISX—FACS�as set forth in Schedule V. I. Provide forms, as determined by GB, needed to administer the CLIENT's program. �! m. Provide additional ad hoc information,analysis, reports and services on a time and expense basis. 'I O6/cq1/17357