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� � <br /> The undersigned certify that the proceeds received from the <br /> City, being the principal sum stated above, are not for personal, <br /> family or household purposes . <br /> The borrower does hereby agree that the principal amount <br /> stated above, minus any credit which may be allowed as <br /> hereinabove stated, is due and payable, in full, upon the date of <br /> the earlier of any of the following events : (1) upon the date <br /> the borrower, jointly or severally, conveys or transfers any <br /> right, title or interest in the premises, legal or equitable, in � <br /> whole or in part, in any manner of form, or, if any agreement or <br /> contract be entered into for such purposes without immediate <br /> transfer of legal or equitable title to the premises, whether <br /> with or without consideration paid to the borrower, or any of <br /> them (including the transfer by death only of the last person to <br /> die who signs the instrument) ; or (2) the date of a partial or <br /> total hazard or casualty loss of any nature to the premises; o.r <br /> (3) on the date the undersigned fail to perform any of the <br /> covenants in this Note or Mortgage. <br /> drrp-not.95 <br />