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-6- <br /> . <br /> � �' SCHEDULE IV <br /> _ DEFINITIONS <br /> Discretionary Payment Authority - GB is authorized to make payment, for loss or expense, up to this amount, <br /> as GB deems necessary. <br /> Qualified Loss or Clafms - GB will investigate and adjust any loss or claim occurring within the service term, <br /> provided the loss or claim type is identified in Schedule V. <br /> Allocated Expenses - Shall be the responsibiliry of the CLIENT and shall inctude, but not be limited to: <br /> • legal fees • sub rosa investigations <br /> • professional photographs • medical examinations <br /> • medical records • extraordinary travel made at CLIENT's request <br /> • experts' rehabilitation costs • court reporters <br /> • accident reconstruction • fees for service of process <br /> • architects, contractors • pre- and post-judgment interest paid <br /> • engineers • chemists <br /> • police, fire, coroner, weather, or other such • any other similar cost, fee or expense reasonably <br /> reports chargeable to the investigation, negotiation, <br /> • property damage appraisals settlement or defense of a claim or loss which <br /> • extraordinary costs for witness statements must have the explicit prior approval of the <br /> • official documents and transcripts CLIENT <br /> CoM-LE(//89) <br />