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(Form of Capital Appreciation Bond - Front Side) <br /> REGISTERED $ <br /> NO. Compound Accreted <br /> Value at Matu"rity <br /> ( "Maturity Amount" ) <br /> UNITED STATES OF AMERICA <br /> STATE OF ILLINOIS <br /> CITY OF DECATUR <br /> GENERAL OBLIGATION BOND, <br /> SERIES 1991 <br /> See Reverse Side <br /> for Additional <br /> Provisions <br /> Approximate Original Principal <br /> Maturity Yield to Amount per $5,000 Dated <br /> Date Maturity Maturity Amount Date CUSIP <br /> Registered Owner : <br /> [1] The City of Decatur, Illinois (the "City" ) , hereby <br /> acknowledges itself to owe and for value received promises to pay <br /> to the Registered Owner identified above, or registered assigns <br /> as hereinaf ter provided, on the Maturity Date identified above, <br /> the Maturity Amount identified above, unless previously called <br /> for earlier redemption, in which event the Compound Accreted <br /> Value set forth hereon as of such redemption date will be paid on <br /> such redemption date. The amount of interest payable on this <br /> Bond on the Maturity Date hereof, or upon earlier redemption as <br /> hereinafter described, is the amount of interest accrued from the <br /> -19- <br />