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Exhibit F <br /> COMMERCIAL AUTO <br /> THIS ENDORSEMENT CHANGES THE POLICY.PLEASE READ IT CAREFULLY. <br /> COMMERCIAL AUTO ELITE EXTENSION <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> The BUSINESS AUTO COVERAGE FORM is amended to include the following clarifications and extensions of <br /> coverage.With respect to coverage provided by this endorsement,the provisions of the Coverage Form apply unless <br /> modHied by the endorsement. <br /> A. TEMPORARY SUBSTITUTE AUTO PHYSICAL Paragraph 5.b. of the Other Insurance <br /> DAMAGE Condition in the Business Auto Coverage Form <br /> Section I—Covered Autos Paragraph C.Certain is replaced by the following: <br /> Trailers, Mobile Equipment, and Temporary For Hired Auto Physical Damage Coverage,the <br /> Substitute Autos is amended by adding the following are deemed to be covered autos" <br /> following: <br /> you own: <br /> If Physical Damage Coverage is provided by this <br /> coverage form for an"auto"you own,the Physical a. Any covered'auto"you lease,hire,rent or <br /> Damage Coverages provided for that owned ��^� and <br /> "auto'are extended to any"auto"you do not own b. Any covered"auto"hired or rented by your <br /> while used with the permission of its owner as a "employee" under a contract in an <br /> temporary substitute for the covered "auto" you "employee's" name, with your permission, <br /> own that is out of service because of breakdown, while performing duties related to the <br /> repair,servicing,"loss"or destruction. conduct of your business. <br /> The coverage provided is the same as the However,any"auto'that is leased,hired,rented or <br /> coverage provided for the vehicle being replaced. borrowed with a driver is not a covered"auto". <br /> OBLANKET ADDITIONAL INSURED E. NEWLY FORMED OR ACQUIRED <br /> Section 11—Liability Coverage, A.1.Who Is An ORGANIZATIONS <br /> Insured is amended by adding the following: Section II—Liability Coverage, A.I.Who Is An <br /> Any person or organization who is a party to a Insured is amended by adding the following: <br /> written agreement or contract with you in which you Any organization which you acquire or form after <br /> agree to provide the type of insurance afforded the effective date of this policy In which you <br /> under this Business Auto Coverage Form. maintain ownership or majority interest.However: <br /> This provision applies to claims for'bodily injury"or (1) Coverage under this provision is afforded only <br /> "property damage"which occur after the execution up to 180 days after you acquire or form the <br /> of any written agreement or contract. organization,or to the end of the policy period, <br /> C. EMPLOYEES AS INSUREDS whichever is earlier. <br /> The following is added to the Section II—Liability (2) Any organization you acquire or form will not be <br /> Coverage, Paragraph A.I. Who Is An Insured considered an"insured"if: <br /> Provision: (a) The organization is a partnership or a joint <br /> Any"employee"of yours is an"insured"while using <br /> venture;or <br /> a covered "auto"you don't own, hire or borrow in (b) That organization is covered under other <br /> your business or your personal affairs. similar insurance. <br /> D. EMPLOYEE HIRED AUTOS (3) Coverage under this provision does not apply <br /> to any claim for "bodily injury' or "property <br /> 1. Changes in Covered Autos Liability Coverage damage" resulting from an accident" that <br /> The following is added to the Who Is An occurred before you formed or acquired the <br /> Insured Provision: organization. <br /> An "employee" of yours is an "insured" while <br /> operating an "auto" hired or rented under a <br /> contract or agreement in an "employee's" <br /> name, with your permission, while performing <br /> duties related to the conduct of your business. <br /> 2. Changes In General Conditions <br /> CA7450(111-14) Includes copyrighted material of 180 Properties,Inc.with its permission. Page t of 4 <br /> F-5 <br />