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(iv) All policies other than those for workers' compensation shall be written <br /> on an occurrence and not on a claims-made basis. <br /> (v) The coverage amounts set forth above may be met by a combination <br /> of conventional insurance or participation in a self-insurance pool, so long as in <br /> combination the limits equal or exceed those stated. <br /> 10. EVIDENCE OF INSURANCE: <br /> Certificates of insurance for each insurance policy required to be obtained <br /> in compliance with this paragraph, along with written evidence of payment of <br /> required premiums, shall be tendered to Decatur prior to delivery of the ladder <br /> truck. <br /> 11.NO WAIVER: <br /> Nothing herein shall be construed to represent a waiver of any privilege or <br /> immunity granted by statute or at common law, to the Parties as units of local <br /> government. No failure by either party to demand evidence of insurance, or to <br /> identify any deficiency described by such evidence, shall constitute a waiver of <br /> the insurance requirements described herein. The Parties agree the insurance <br /> requirements are non-waivable. <br /> 12.LIENS AND/OR ENCUMBRANCES: <br /> Charleston shall keep the ladder truck free and clear of all liens, <br /> encumbrances, claims for labor performed on the ladder truck, and materials <br /> used in the maintenance or repair of the ladder truck. Should any lien or <br /> encumbrance be claimed against the ladder truck arising out of any repair or <br /> maintenance of the ladder truck during the term of Charleston's possession of <br /> 7 <br />