R2026-82 Resolution Authorizing the Approval of an Agreement with I.A.F.F. Local 505, from January 1, 2025 through December 31, 2028

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and those employees who retire after November 1, 1990, and those employees who are or have been placed on disability pension pursuant to State statute on or after November 1, 1990, shall be entitled to belong to the employee and dependent medical, major medical and hospital insurance programs provided for employees under the provisions of this Agreement, provided that such retired or disabled employees are enrolled in the City insurance plan at the time of retirement or disability and pay the entire premium for such insurance. Such employees must notify the City in writing of their intention to exercise the option provided for herein not later than (a) November 10, 1990, or (b) ten (10) days after retirement or approval of a disability pension, whichever date is later. Section 5. Those retirees, disability pensioners, their spouses and dependents who are enrolled in the employee and dependent group insurance programs provided for employees under the provisions of this Agreement, who reach Medicare eligibility age, who are Medicare eligible and who enroll in Medicare shall no longer be eligible for the group health insurance program. Alternatively, the city shall offer a commercially available Medicare supplement policy, to the extent that such is available to enrollees. The parties agree that the coverage shall only be available at the time the enrollee initially elects Medicare, there shall be no gap in coverage for those converting from City coverage to Medicare supplement coverage and such retired or disable employees and dependents shall pay the entire premium for such insurance. Section 6. The Employer and Union both agree that the failure of the City to not provide health insurance to an employee who elects to opt out shall not constitute a violation of the collective bargaining agreement. Effective July 3, 2014, employees covered under this Memorandum of Agreement shall be allowed to opt out of or elect not to participate in the City's health insurance plan. Employees making such election shall be required to show proof of health insurance coverage through another source to the City. Such proof of insurance must be submitted at the time the employee makes such an election. If an employee is unable to provide adequate proof of insurance the employee shall not be removed from Employer's insurance plan. An employee electing to opt out of the Employer's health insurance plan shall be allowed to subsequently enroll in the Employer's health insurance plan per the applicable provisions of Federal and State law. Employees opting out of the City's health insurance plan and who are not enrolled in the City's health insurance plan at the time of retirement, resignation, termination or separation for any other reason shall not be eligible for benefits under the City's health insurance plan and specifically waive any right to them. The terms of the health insurance summary plan description notwithstanding, any employee represented by this Memorandum of Agreement whose spouse is also an employee represented by this Memorandum of Agreement may elect at annual plan renewal to opt out as a subscriber in favor of being covered as a dependent under the other employee's family coverage. Any such employee covered as a dependent under the spouse's family coverage may elect at annual plan renewal to resume coverage as a 28