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� <br /> GLOSSARY OF TERM5 <br /> Business Day -Each day that Nationwide's Home Office, the New Yark Stock Exchange, and the I <br /> applicable financial institutions for purposes of processing financial transactions are open for business. All <br /> requests for transactions that are received after 4:00 p.m. Eastern Standard Time will be considered to be <br /> received on the next Business Day. <br /> Contract-This agreement between Nationwide and the Owner (the "Nationwide Life Insurance Company <br /> Post Employment Health Plans Group Variable Annuity Contract")under which Nationwide invests <br /> Deposits made by the Owner and assists the Owner in making payments for reimbursement of post <br /> employment medical care expenses. <br /> Deposits -Amounts paid to Nationwide, pursuant to the Contract, in order to provide reimbursement of <br /> post employment medical care expenses. <br /> Employer -Any organization identified by the Owner as having employees covered under the Plan. <br /> Fu�ed Account—The portion of the Contract which is held under the general account of the Company. The <br /> Company will credit interest to the Fixed Account value. Such interest will be credited at such rate or rates <br /> as the Company prospectively declares from time to time, at the sole discretion of the company. <br /> Fund - The registered management investment company (mutual fund), specified in the Contract <br /> Application, in which the assets of the GPVA Series will be invested. <br /> General Account- All assets of Nationwide other than those in any separate account. <br /> Home Office - The business headquarters of Nationwide, located in Columbus, Ohio. <br /> Nationwide Governmental Plans Variable Account (GPVA) -A separate account established by <br /> Nationwide in which amounts equivalent to Nationwide's obligations under the Contract are held for all <br /> Participants. <br /> Nationwide - Nationwide Life Insurance Company. <br /> Owner - The Trustees of the Trust for the Post Employment Health Plan for Public Employees. <br /> Participant-A current or former employee of and Employer who is entitled to receive benefits under the <br /> Plan. <br /> Plan- The document referred to in the Contract as the Post Employment Health Plan for Public Employees. <br /> 2 <br />