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and Einployer's Liability coverage in an amount of not less than One Million Dollars <br /> ($1,000,000). <br /> 10.4 Evidence of Insurance. On or prior to the �ffective Date of this Agreement, <br /> AT&T shall furnish to the Municipality Certificates of Insurance upon each policy renewal <br /> evidencing all of the aforementioned types and limits of insurance to be in effect. <br /> 10.5 Self-Insurance. AT&T maintains the option, at the Effective Date of this <br /> Agreement and at any time throughout the term of this Agreement, to self-insure any of the <br /> afore�nentioned types and/or limits of insurance coverage and shall provide the Municipality <br /> with a statement certifying such self-insurance. <br /> 10.6 Maintenance of Insurance Policies. The liability insurance policies required <br /> under this Section shall be maintained by AT&T through the term of this Agreement. Each <br /> policy of insurance shall provide that it not be cancelled nor materially changed without sixty <br /> (60) days' written notice to the Municipality. <br /> 10.7 Alteration of Minimum Limits. The Municipality may, following the Effective <br /> Date, increase the minimum limitation(s) of the self-insurance or insurance policy(ies) required <br /> under this Section by a percentage not to exceed the percentage increase in the Consumer Price <br /> Index for the Chicago Metropolitan Statistical Area as of the Effective Date. <br /> 10.8 Umbrella Insurance. Should AT&T elect to maintain policies of umbrella <br /> insurance, the Municipality shall be named as an additional insured under those policies. <br /> 109 No Limit of Liability. The legal liability of AT&T to the Municipality and any <br /> person for any of the matters that are the subject of the insurance policy(ies) required by this <br /> Section, shall not be limited by said insurance policy(ies) or by the recovery of any amounts <br /> thereunder. <br /> 11. Compliance with Laws. AT&T shall comply with all applicable federal, state and local <br /> laws during the term of this Agreement, to the extent such laws apply to AT&T and to its <br /> obligations under this Agreement. <br /> 12. Pri•vacy. AT&T shall comply with all applicable federal (47 U.S.C. § 551), state and <br /> local privacy laws during the term of this Agreement, to the extent such laws apply to AT&T and <br /> its obligations under this Agreement. <br /> 13. Taxes. Nothing contained in this Agreement shall be construed to exempt AT&T froin <br /> any tax, levy or assessment which is or inay later be authorized by law; provided any tax, levy or <br /> assessment on any AT&T product is equally applicable to all other providers of comparable IP- <br /> enabled Video Service or cable service in the Municipality. AT&T's payment of the fee <br /> described in Section 3.1 of this Agreement shall be reduced dollar for dollar by the amount of <br /> any such tax levied by the Municipality and required to be paid by or through AT&T to the <br /> Municipality with respect to IP-enabled Video Service. <br /> 14. Employment. AT&T hereby agrees that it shall not refuse to hire or employ, nar will it <br /> bar or discharge from employment, nor discriminate against any person in compensation or in <br />