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for operations of the contractor; operations of subcontractors (contingent or <br /> protective liability); completed operations; broad form property damage and <br /> hazards of explosion, collapse and underground; and contractual liability. <br /> The coverage shall provide by endorsement that the City, its officers, and <br /> employees shall be named as additional insureds with respect to the policies <br /> and any excess liability coverage for occurrences arising in whole or in part <br /> out of the work and operations performed. The City may accept a separate <br /> owners protective liability policy in lieu of additional insured status on the <br /> contractor's liability policies. <br /> 3. Commercial Automobile Liabilitv: <br /> Bodily Injury&Property Damage Limit Each Occurrence $1,000,000 <br /> The policy shall cover owned, non owned and hired vehicles. The coverage shall <br /> provide by endorsement that the City, its officers, and employees shall be named <br /> as additional insureds with respect to the policies and any excess liability <br /> coverage for occurrences arising in whole or in part out of the work and <br /> operations performed. <br /> 4. Umbrella (Excess Liabilit� <br /> Any policy shall provide excess limits over and above the other insurance limits <br /> stated herein. The contractor may purchase insurance for the full limits required, <br /> or a combination of primary policies for lesser limits and remaining limits <br /> provided by the umbrella policy. <br /> 5. Lead Liability Insurance: <br /> Lead Liability Insurance must be endorsed specifically to cover Lead <br /> abatement operations and must eliminate the"pollution exclusion"clause <br /> not less than$1,000,000 per occurrence. • <br /> All insurance shall remain in force and effect during performance of any and all <br /> work under this contract. Higher minimum limits and additional coverage may <br /> be specified by special provision elsewhere in this contract. Whether stated <br /> here or elsewhere, the City of Decatur does not warrant the adequacy of the <br /> types of insurance coverage or the limits of liability specified. <br /> The Contractor shall file with the City, certified copies of the original policies <br /> or certificates of insurance setting forth the coverage, limits, and endorsements <br /> before the City will execute the contract. A certificate of insurance shall include <br /> a statement "the coverage and limits conform to the minimums required by the <br /> City of Decatur for(project name) indicating the City of Decatur's additional <br /> insured status. In no event shall any failure of the City of Decatur to receive <br /> certificates or to demand receipt be constnzed as a waiver of the contractor's <br /> obligation to obtain and keep in force the required insurance. <br /> Page 10 of 22 <br />