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. �. <br /> ,r � <br /> . y <br /> , A <br /> -26- <br /> immediately due and payable, automatically, and without <br /> presentment, demand or notice of any kind, and interest from the <br /> date of default, will be assessed at the Default Interest Rate. <br /> ARTICLE IX = Expenses <br /> Cardwell shall reimburse Decatur promptly for all of its <br /> out-of-pocket expenses incurred in connection with making this <br /> Loan, including but not limited to expenses for which Decatur is <br /> legally obligated to others by virtue of agreements executed by <br /> Decatur pursuant to the Decatur Loan Contract, or agreements <br /> referred to therein, and payments made to Community Capital Group <br /> for underwriting assistance with regard to the Decatur Loan. In <br /> the event of default, any reasonable expenses, including actual <br /> counsel fees and expenses, incident to the enforcement of any <br /> provision of this Agreement, the Note, or the Additional <br /> Documents shall be added to the balance due under the terms of <br /> the Note. <br /> ARTICLE X = Refinance Of First Mortqaqe <br /> In the event Cardwell elects to refinance the existing <br /> first mortgage on the real property set forth on Exhibit B at <br /> paragraph 1, Decatur agrees to subordinate its Mortgage and <br /> Additional Documents to the new mortgage in an amount up to <br /> $3 ,900, 000. 00. <br /> ARTICLE %I = Aqreement Limited To One Main Place <br /> This Agreement and all documents executed pursuant to this <br /> Agreement apply only to the Real Property commonly known as One <br />