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comments <br /> The Substantial Amendment for the Comprehensive Housing <br /> Affordability Strategy reflects the comments received during <br /> the comment period. <br /> The Neighborhood Housing Development Corporation (NHDC) <br /> stressed the need to commit a significant amount of funds to <br /> the Urban Homestead Program. NHDC, a non-profit <br /> organization, has renovated several homestead properties and <br /> has found the program to be a legitimate way to encourage <br /> homeownership in economically disadvantaged neighborhoods. <br /> As a result of the NHDC stated concern, the Urban Homestead <br /> Program has been included for funding under the HOME Program <br /> and the HOPE 3 Program. A total of $700, 000 has been <br /> requested for the Homestead Program. <br /> A copy of the NHDC letter is enclosed as well as other <br /> comments received during the substantial amendment comment <br /> period. Also included is a copy of a letter received from <br /> Mr. Fred Krows commenting on the CHAS that was not included <br /> with the original document. In acknowledging Mr. Krow�s <br /> letter, we are in agreement with his observations and are <br /> targeting programs accordingly. <br /> 11 <br />