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Exhibit F <br /> N. AUTO LOAN OR LEASE COVERAGE Q. EXTRA EXPENSE FOR STOLEN AUTO <br /> Section III — Physical Damage Coverage Section III — Physical Damage Coverage, A.4. <br /> Paragraph A.4.Coverage Extensions is amended Coverage Extensions is amended by adding the <br /> by the addition of the following: following: <br /> In the event of a total "loss" to a covered "auto" We will pay up to $1,000 for the expense incurred <br /> which is covered under this policy for returning a stolen covered "auto"to you because of <br /> Comprehensive, Specified Cause of Loss, or the total theft of such covered "auto". Coverage <br /> Collision coverage, we will pay any unpaid amount applies only to those covered "autos"for which you <br /> due, including up to a maximum of$500 for early carry Comprehensive or Specified Causes Of Loss <br /> termination fees or penalties, on the lease or loan Coverage. <br /> for a covered"auto",less: R. RENTAL REIMBURSEMENT <br /> 1. The amount paid under the Physical Damage Section III — Physical Damage Coverage, A.4. <br /> Coverage Section of the policy;and Coverage Extensions is amended by adding the <br /> 2. Any: following: <br /> a. Overdue lease/loan payments at the time 1. This coverage applies only to a covered"auto"for <br /> of the"loss"; which Physical Damage Coverage is provided <br /> on this policy. <br /> b. Financial penalties imposed under a lease 2. We will pay for rental reimbursement expenses <br /> for excessive use,abnormal wear and tear incurred by you for the rental of an "auto" <br /> or high mileage; because of"loss"to a covered "auto". Payment <br /> c. Security deposits not returned by the applies in addition to the otherwise applicable <br /> lessor; amount of each coverage you have on a covered <br /> d. Costs for extended warranties, Credit Life "auto".No deductibles apply to this coverage. <br /> Insurance, Health, Accident or Disability 3. We will pay only for those expenses incurred <br /> Insurance purchased with the loan or lease; during the policy period beginning 24 hours <br /> and after the "loss" and ending, regardless of the <br /> e. Carry-over balances from previous loans or policy's expiration, with the lesser of the <br /> leases. following number of days. <br /> Coverage does not apply to any unpaid amount a. The number of days reasonably required to <br /> due on a loan for which the covered"auto"is not repair or replace the covered "auto". If <br /> the sole collateral. "loss" is caused by theft, this number of <br /> days is added to the number of days it <br /> O. PERSONAL PROPERTY OF OTHERS takes to locate the covered "auto" and <br /> Section III — Physical Damage Coverage, A.4. return it to you;or <br /> Coverage Extensions is amended by adding the b. 30 days. <br /> following: <br /> We will pay up to$500 for loss to personal property 4. Our payment limited to the lesser of the <br /> following amounts: <br /> of others in or on your covered"auto:' <br /> a. Necessary and actual expenses incurred; <br /> This coverage applies only in the event of"loss"to or <br /> your covered auto" caused by fire, lightning, <br /> explosion,theft,mischief or vandalism,the covered b. $75 per day,subject to a$2,250 limit. <br /> "auto's"collision with another object,or the covered 5. This coverage does not apply while there are <br /> "auto's"overturn. spare or reserve "autos" available to you for <br /> No deductibles apply to this coverage. your operations. <br /> P. PERSONAL EFFECTS COVERAGE 6. If"loss"results from the total theft of a covered <br /> Section III — Physical Damage Coverage, A.4. "auto" of the private passenger type, we will <br /> Coverage Extensions is amended by adding the pay under this coverage only that amount of <br /> following: your rental reimbursement expenses which is <br /> We will a u to $500 for "loss" to not already provided for under the Physical <br /> pay p your personal Damage — Transportation Expense Coverage <br /> effects not otherwise covered in the policy or, if you Extension included in this endorsement. <br /> are an individual, the personal effects of a family <br /> member,that is in the covered auto at the time of the 7. Coverage provided by this extension is excess <br /> "loss". over any other collectible insurance and/or <br /> For the purposes of this extension personal effects endorsement to this policy. <br /> means tangible property that is worn or carried by an <br /> insured including portable audio,visual,or electronic <br /> devices. Personal effects does not include tools, <br /> jewelry, guns, money and securities, or musical <br /> instruments <br /> CA7450(11-14) Includes copyrighted material of ISO Properties,Inc.with Its permission. Page 3 of 4 <br /> F-7 <br />