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Exhibit F
<br /> S. AIRBAG COVERAGE W. DUTIES IN THE EVENT OF ACCIDENT, CLAIM,
<br /> Section 111 — Physical Damage Coverage, B.3.a. SUIT,OR LOSS
<br /> Exclusions is amended by adding the following: Section IV — Business Auto Conditions, A.2.
<br /> If you have purchased Comprehensive or Collision Duties In The Event Of Accident, Claim, Suit Or
<br /> Coverage under this policy,the exclusion relating to Loss is amended by adding the following:
<br /> mechanical breakdown does not apply to the Your obligation to notify us promptly of an"accident",
<br /> accidental discharge of an airbag. claim, "suit" or"loss" is satisfied if you send us the
<br /> T. NEW VEHICLE REPLACEMENT COST required notice as soon as practicable after your
<br /> Insurance Administrator or anyone else designated by
<br /> The following is added to Paragraph C. Limit Of you to be responsible for insurance matters is notified,
<br /> Insurance of Section 111 — Physical Damage or in any manner made aware,of an"accident',claim,
<br /> Coverage "suit"or"loss".
<br /> In the event of a total"loss"to your new covered auto X. WAIVER OF TRANSFER OF RIGHTS OF
<br /> of the private passenger type or vehicle having a RECOVERY
<br /> gross vehicle weight of 20,000 pounds or less, to Subparagraph 5.of Paragraph A. Loss Conditions
<br /> which this coverage applies, we will pay at your of Section IV Business Auto Conditions is deleted
<br /> option: in its entirety and replaced with the following.
<br /> a. The verifiable new vehicle purchase price you Transfer Of Rights Of Recovery Against Others
<br /> paid for your damaged vehicle,not including any To Us
<br /> insurance or warranties. If any person or organization to or for whom we
<br /> b. The purchase price, as negotiated by us, of a make payment under this Coverage Form has
<br /> new vehicle of the same make, model, and rights to recover damages from another, those
<br /> equipment, or most similar model available, not rights are transferred to us. That person or
<br /> including any furnishings,parts,or equipment not organization must do everything necessary to
<br /> installed by the manufacturer or their dealership. secure our rights and must do nothing after
<br /> c. The market value of your damaged vehicle, not "accident"or'1oss"to impair them.
<br /> including any furnishings,parts,or equipment not However,we waive any right of recovery we may
<br /> installed by the manufacturer or their dealership. have against any person, or organization with
<br /> We will not pay for initiation or set up costs associated whom you have a written contract,agreement or
<br /> with a loans or leases. permit executed prior to the"loss"that requires a
<br /> For the purposes of this coverage extension a new waiver of recovery for payments made for
<br /> covered auto is defined as an"auto"of which you are damages arising out of your operations done
<br /> the original owner that has not been previously titled under contract with such person or organization.
<br /> which you purchased less than 180 days prior to the Y. UNINTENTIONAL FAILURE TO DISCLOSE
<br /> date of loss. EXPOSURES
<br /> U. LOSS TO TWO OR MORE COVERED AUTOS Section IV — Business Auto Conditions, B.2.
<br /> FROM ONE ACCIDENT Concealment, Misrepresentation, Or Fraud is
<br /> Section III — Physical Damage Coverage, D. amended by adding the following:
<br /> Deductible is amended by adding the following: If you unintentionally fail to disclose any exposures
<br /> If a Comprehensive,. Specified Causes of Loss or existing at the inception date of this policy,we will not
<br /> Collision Coverage"loss"from one"accident'involves deny coverage under this Coverage Form solely
<br /> two or more covered "autos", only the highest because of such failure to disclose. However, this
<br /> deductible applicable to those coverages will be provision does not affect our right to collect additional
<br /> applied to the"accident". premium or exercise our right of cancellation or non-
<br /> renewal
<br /> If the application of the highest deductible is less Z. MENTAL ANGUISH
<br /> favorable or more restrictive to the insured than the
<br /> separate deductibles as applied in the standard form, Section V — Definitions, C. is replaced by the
<br /> the standard deductibles will apply. following:
<br /> This provision only applies if you carry "Bodily injury' means bodily injury, sickness or
<br /> Comprehensive, Collision or Specified Causes of disease sustained by a person, including mental
<br /> Loss Coverage for those vehicles, and does not anguish or death resulting from bodily injury,sickness
<br /> extend coverage to any covered"autos"for which you or disease.
<br /> do not carry such coverage. AA. LIBERALIZATION
<br /> V. WAIVER OF DEDUCTIBLE—GLASS REPAIR OR If we revise this endorsement to provide greater
<br /> REPLACEMENT coverage without additional premium charge,we will
<br /> Section III — Physical Damage Coverage, D. automatically provide the additional coverage to all
<br /> Deductible is amended by adding the following: endorsement holders as of the day the revision is
<br /> If a Comprehensive Coverage deductible is shown in effective in your state.
<br /> the Declarations it does not apply to the cost of
<br /> repairing or replacing damaged glass.
<br /> CA7450(11-14) Includes copyrighted material of ISO Properties,Inc.with its permission. Page 4 of 4
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